a) When we break the craving for money, we draw down complete Divine Providence. To break it we have to give charity, for charity cools down the feverish craving for money. This also breaks the desire to be wealthy and to govern others.One merits to do business with faith and to happy with one's portion. Then one has pleasure from what G-d granted and doesn't have the driving urge to become very wealthy. As a result, one is saved from the curse of "in the sweat of your brow you will eat bread" (Genesis, 3, 19). This curse is fulfilled when a person becomes so embedded in the craving for money that he is always busy making great efforts and doesn't derive any pleasure from the wealth he has, Heaven save us. However, by giving charity one is saved from this and it is considered as if you had burned an offering of incense in the Temple.
b) The craving for money is really a form of idol worship. All the time that this worship of money exists in the world G-d's anger exists in the world. To the degree that this craving is nullified, so G-d's anger is nullified and His loving kindness is drawn into the world. In turn, this draws holy Knowledge into the world which is an aspect of building the Holy Temple. Furthermore, nullifying this craving for money is a kind of revelation of the Meshiach for when he is revealed, all the desire for money will be nullified.
c) When one breaks this craving for money by giving charity one sweetens all the harsh decrees and is saved from all kinds of trouble. Then one is called a wise man and can raise Jewish souls and renew them, bringing Torah to the world. This is a reflection of the revelation of Torah there will be in the future, Torah from the most hidden and loftiest world of the Ancient of Days. A Unification of the Holy One and the Shechina is also created.
d) By this, the wise man takes the souls (of those who come to hear him speak) and rises with them until he brings down new Torah. This rectifies the two Chariots, the Higher Chariot and the Lower Chariot.
e) All those who come to the wise man of the generation, each one of them has some good desire. The tzaddik raises all these good desires and, in so doing, he renews the souls of these people. By this, he reveals Torah which he says in their presence. Thus, it turns out that each one of them has a part in the Torah according to his desire and this leads to a renewal of his soul for the good. So, each person has to strengthen himself and arouse himself to come with good and strong desires and longings for G-d in order that his soul be renewed as much as possible. We also heard that the main time to do this is when the wise man is preparing himself to say Torah; then each person has to examine his deeds and ask for good desires for G-d. He has to pray for this so that the wise man can hold him and raise him from his present place ( spiritually) and renew for the good according to his present desires.
f) From this you can understand the big difference that exists between being present when the tzaddik says Torah to hearing from someone else; when he is present he has a part in that Torah and his soul is renewed, apart from other differences as well, as explained elsewhere.
g) When one comes to the tzaddik, one draws upon oneself complete Divine Providence. This is because the tzaddik brings down Torah innovations and bringing Torah into the world brings with it complete Divine Providence, for the Torah contains cantillation notes, vowel points, crowns and letters which parallel the three colours in the eye and the pupil. Therefore, through his Torah, the wise man brings the power of sight of G-d's Divine Providence upon us. Each person, according to his nearness to the Torah, draws G-d's Divine Providence upon himself to a greater degree.
h) When a person wants a physical craving, this is a blemish and causes bitterness to his soul; then it is like what it says, " bitterness of the soul" (Shemuel,1,1,10) and "her soul grieved" (Kings,2,4,27) . This is a distracted mind which doesn't radiate and is then a "hungry soul" ( Psalms,107,9).To correct this one has to come to the tzaddik of the generation; he will rectify and raise even the blemished desires together with the good ones that a person has. So, by coming to the tzaddik, one fulfills the verse which says, "he … filled the hungry soul with goodness." (ibid) and "satisfy your soul in drought"( Isaiah,58,11). Then he can renew and correct his days of youth that passed in darkness. Through this, he acquires the status of Man.
i) The people who come to the wise man of the generation, he collects their souls, their desires, and raises them in an aspect of 'pregnancy' ; he renews them for the better and then returns their souls to this world whilst revealing to them Torah. These souls reflect the Living Angels in the Holy Chariot. Their bodies reflect the Ophanim, the Wheel Angels (see Ezekiel,1,15). The soul of the wise man and his holy mind represent the Throne and He who sits on the Throne. The Torah he draws down also has these aspects of Living Angels, Ophanim, Throne and He who sits on the throne.
j) However, one has to ask for and search after such a tzaddik, to plead with G-d a great deal to merit to find a wise man who collects the souls , raises them and renews them like in a new birth, while as a result, bringing down new Torah. Only such a tzaddik can rectify and raise up the soul from all its blemishes caused by physical cravings. The tzaddik does this with two intellects alluded to in the two letters 'shin' (engraved on the houses of the teffilin), one with three heads and one with four heads.
k) However many more souls come to the true tzaddik to receive Torah, so this minimizes and nullifies the evil air created on the earth by all the atheistic questions about the suffering of tzaddikim in contrast to the success of evil-doers. By the multiplicity of the souls who collect around the true tzaddik, the air full of these questions of doubt is nullified.
l) These people who travel and come to the true tzaddik should feel increased love for each other, become spiritually aroused and talk to others about serving G-d. This itself is a sign that their intentions were good when they were with the tzaddik and they have begun to be renewed for the better.
m) There are souls who are very,very blemished and even when they come to the tzaddik, even so they are still immersed in physical cravings; they still haven't moved from the mundane to the holy even as much as a hair's breadth. Souls such as these certainly can't be raised and renewed for the better like in 'pregnancy'. However, there are tzaddikim , who are so great, wonderful and awesome, that even blemished souls like these they can raise and renew for the good. So, whoever knows that his soul is very blemished and wants to have compassion on his life by returning to G-d, he has to ask and plead a great deal from G-d that, in His compassion, he merit to come close to such a tzaddik who is so powerful and strong that he can raise his soul and renew it for the better. Happy is he who merits to find a tzaddik like this.